Save money and use your cards this Christmas

Save Money and Use Your Cards this Christmas

Much sage financial advice given out involves the demonizing of credit and store cards. Though for some there is good reason to be wary of the plastic in your pocket, for those of us with the self-discipline to keep our spending habits under control, knowing how to use the cards to our advantage provides us with a variety of ways to save or even make money over Christmas. Though the much maligned Mastercard (and any other company for that matter) loses financially enlightened customers on a daily basis, the plastic-fantastic is fighting back with a host of festive rewards.

Rewarding Loyalty

Almost all of us own some kind of loyalty card and, over the Christmas period you have the chance to stack up those points. And what do points mean? Prizes of course. It really pays to stay loyal but don’t get too caught up in any particular shop. Always shop around for the best deal and ensure that you’re not being over charged. All the major stores will be participating so don’t miss out on your chance to accumulate some serious points.

Cash-Back Cards

For those who prefer cold-hard cash instead of a few paltry points, there are many cards offering just that. The American Express Platinum offers a hefty 5% on purchases over £ 2,500 meaning you could take back a decent some in January. Also the Santander 123 Cash-back Card offers a 1% bonus on any purchase from Amazon.

So, Christmas needn’t be the financial black-hole that many of us dread. In fact with all that money saved it may be time to invest a little of it for a rainier season. Though it may seem intimidating at first, it is never too late to begin browsing the stock market and tuning your financial senses. Coupled with seasoned advice, you can keep your eyes on the prize at sites such as this one here, easing your way towards securing a stable financial future. It is always worth exploring how much you could make from a wise investment. Share prices in tech-giant Hewlett Packard are sure to rise after the Santa has emptied his Christmas sack.